Sanjay Kulkarni has served as Chief Technology Officer since 2014, managing product development and delivery solutions across the organization. Mr. Kulkarni brings 25 years of experience in IT and ITES across the healthcare, BFSI, and FinTech verticals. Prior to his current role, Mr. Kulkarni worked for Microsoft from 2013 to 2014 as a Program Leader, India, responsible for managing the development of products and solutions in the Recruit2Retire domain and Global Payroll on the Windows Azure platforms. From 2008 to 2013, Mr. Kulkarni worked for HOV Services, LLC and then SourceHOV as the SVP, Technology in charge of delivery. From 2007 to 2008, during his time with Cognizant, Mr. Kulkarni acted as Delivery Head of Healthcare, and was the single point of contact in Hyderabad. Prior to this, Mr. Kulkarni worked for GE Capital (Card Services) as a Senior Manager from 2003 to 2007, where he was responsible for delivery. He holds a master's degree in Computer Science from the University of Texas, and has his engineering degree from Nagpur, India; he is also Six Sigma and HIPAA certified.